Thought provoking essay .

Yes, money management matters and often , it can tell more of a person’s character. And it’s not how much you make, but how much you keep. I wouldn’t marry a person with too much student and credit card debt. For me, it’s a red flag. I believe in living within your means.

We were not rich, but with professional skill and no debt. Helped from help from our parents. We were young and still young after more than three decades.